[Magdalen] Disappearing money - please pray

[ME Michaud]

In the US, you can get your credit card company to go to bat as an
ally when you buy something that doesn't make it through the
warranty period. But debit cards don't do that.

Some credit cards automatically extend the warranty period.

I also like the fact that, should I return something, the credit
revolves to the next billing date with a credit card. But with a
debit card you have to wait (without the funds) until the credit
comes through.

Some credit cards cover insurance with car rentals, debit
cards do not (that's a significant savings for me).

-M

On Wed, Sep 2, 2015 at 10:11 AM, Marion Thompson <marionwhitevale at gmail.com>
wrote:

> My bank will cover the loss, and, anyway, there is a limit on how much
> cash can be withdrawn in one day.  The bank also has a very good picture of
> your normal use pattern.  Of course some may not like that, but it's a
> protection, and a very good reason for telling the credit card issuer that
> you are going away and roughly where and when so you don't run afoul of
> their security measures.
>
> Marion, a pilgrim
>
>
> On 9/2/2015 10:04 AM, James Handsfield wrote:
>
>> Because if a debit card is compromised, a thief can empty your account in
>> seconds and it’s much more difficult to recover the loss.  With a credit
>> card, one is able to contest any withdrawal or payment and most have a
>> maximum $50 loss policy.
>>
>> “The worst form of corruption is acceptance of corruption.”  Herblock
>>
>> Jim Handsfield
>> jhandsfield at att.net
>>
>>
>>
>>
>> On Sep 2, 2015, at 9:31 AM, Marion Thompson <marionwhitevale at gmail.com>
>>> wrote:
>>>
>>> Any credit card is paid off in the month, but why ever not use a debit
>>> card?  So much handier than having to shell out cash for gas or groceries
>>> or whatever.  Oh, right, I forgot, I have a Sixty Plus account.  :-))
>>>
>>
>>
>