[Magdalen] Dental Deal.

[Arthur Laurent]

Cigna's dental insurance covers 80% of r&c ("readable and customary") charges on most procedures beyond two routine dental cleanings per year. They have a $30 copay.

What Cigna doesn't cover is a dental implant. Which torques me off, because they're usually more long lasting than a post & crown...THAT'S covered. When I got a recent implant, Cigna paid $0 for the implant... And all but $300 for the crown thst goes atop it.

I never understand why insurance companies pay what they do for what they choose to cover. I used to take a med which cost them $650 per month ($10 copay for me), but they wouldn't pay $450 per month for Eliquis, a blood thinner that probably WON'T kill me any time soon. I can't afford $450 for one med, so I declined to take Eliquis. (It was way beyond what I needed, anyway... Which is nothing. Reminds me of the cardiologist who was trying to talk my 90-year old father into a pace maker install, which would alleviate none of his symptoms except for a too-thick wallet.)

These days, you've got to watch doctors at least as much as you have to watch insurance companies.

Arthur



On Fri, Feb 26, 2016 at 7:07 PM -0800, "Cantor03--- via Magdalen" <magdalen at herberthouse.org<mailto:magdalen at herberthouse.org>> wrote:



In a message dated 2/26/2016 9:08:18 P.M. Eastern Standard Time,
houstonklr at gmail.com writes:

Even at  a discount it cost me more
than your total. :  (>>>>>>

And on the subject of dental costs, I noted within one week, two
substantial *gold* inlays put in my mouth during my glory days in
private practice in the Upper Midwest, simply fell out.  So much  for
the "permanency" of gold inlays.

My dentist has not ever suggested gold fillings, inlays, etc. and  good
thing.  The dental insurance would never cover them.

Now I have to have them replaced.



David Strang.