[Magdalen] Insurance/Legal Question.

[ROGER STOKES]

and put that call in first thing.  Definitely do NOT offer any kind of help before USAA approve it because they will probably deny liability for anything you offer voluntarily. That is not about USAA specifically but standard insurance practics.

Roger




________________________________
 From: Grace Cangialosi <gracecan at gmail.com>
To: "Cantor03 at aol.com" <Cantor03 at aol.com>; "magdalen at herberthouse.org" <magdalen at herberthouse.org> 
Sent: Monday, October 27, 2014 4:09 AM
Subject: Re: [Magdalen] Insurance/Legal Question.
 

Definitely start with a call to USAA--they will have all those answers. 
I love that company! I've been with them since 1983 for all my insurance and added their Medicare supplement a year ago.

> On Oct 27, 2014, at 12:02 AM, Cantor03--- via Magdalen <magdalen at herberthouse.org> wrote:
> 
> 
> 
> 
> A man whom I have had for many years to do odd jobs (raking, spring
> planting, gutter cleaning, etc.) twisted his ankle on the yesterday, and  
> texted
> us that he had stopped at an emergency center today where x-rays  revealed
> a fracture of the ankle.  I don't know any other details, but this is  
> obviously
> not a compound fracture.  I can foresee a cast and crutches for  awhile
> with this diagnosis.
> 
> It should be clear the accident happened on my property.
> 
> I thought I would call my home-owners insurance company tomorrow  (USAA),
> to get their take on this.
> 
> My question is simply, do I have liability for any medical  expenses, and
> for his probable temporary disability?  Should I keep quiet if he does  not
> ask for some help, or should I offer it?  He has Obamacare  apparenly,
> and his only steady work is to care for his elderly mother.  There is  also
> the issue of whether he can provide the care for her during his  recovery.
> 
> 
> David Strang - Wondering in Pennsylvania.