[Magdalen] Insurance/Legal Question.

[Grace Cangialosi]

Definitely start with a call to USAA--they will have all those answers. 
I love that company! I've been with them since 1983 for all my insurance and added their Medicare supplement a year ago.

> On Oct 27, 2014, at 12:02 AM, Cantor03--- via Magdalen <magdalen at herberthouse.org> wrote:
> 
> 
> 
> 
> A man whom I have had for many years to do odd jobs (raking, spring
> planting, gutter cleaning, etc.) twisted his ankle on the yesterday, and  
> texted
> us that he had stopped at an emergency center today where x-rays  revealed
> a fracture of the ankle.  I don't know any other details, but this is  
> obviously
> not a compound fracture.  I can foresee a cast and crutches for  awhile
> with this diagnosis.
> 
> It should be clear the accident happened on my property.
> 
> I thought I would call my home-owners insurance company tomorrow  (USAA),
> to get their take on this.
> 
> My question is simply, do I have liability for any medical  expenses, and
> for his probable temporary disability?  Should I keep quiet if he does  not
> ask for some help, or should I offer it?  He has Obamacare  apparenly,
> and his only steady work is to care for his elderly mother.  There is  also
> the issue of whether he can provide the care for her during his  recovery.
> 
> 
> David Strang - Wondering in Pennsylvania.