[Magdalen] Rental cars and insurance, gas etc, was -->Re: Listmeet follow-up

[Lynn Ronkainen]

My understanding of the rental's I've used (Enterprise, Advantage, Thrifty, 
National, Budget and recently Hertz through a secondary rental company) are 
the following:
my own car insurance will cover me
my business credit card will cover me if I'm renting for business purposes 
(which is 99% of my rental use)

All of the above companies push ever harder about selling us their coverage, 
and the latest approach is that they  will  bill rental costs (your 
arranged-for daily rate)for every day the car is out of commission, if you 
don't use their coverage. I've not yet looked into whether either of my 
go-to insurance coverage strategies will also cover that, and I'd imagine if 
I go home, and the car remains in the city I visited, the company may not 
get to the repairs in a timely manner... just sayin'.

Regarding the gas rental, I've never heard of the $10. for refusing.

I rarely use a full tank, so I never prepay for a full tank (upon return) as 
that's a loosing proposition, even if/when their per gallon rate is less 
than or comparable to the local cost. I know where the gas stations are near 
all the airports I use, so fill up on my way back to the airport. That has 
always worked for me.

Lynn

website: www.ichthysdesigns.com

When I stand before God at the end of my life I would hope that I have not a 
single bit of talent left and could say, "I used everything You gave me." 
attributed to Erma Bombeck

--------------------------------------------------
From: "Jim Guthrie" <jguthrie at pipeline.com>
Sent: Monday, June 22, 2015 3:41 PM
To: <magdalen at herberthouse.org>
Subject: Re: [Magdalen] Listmeet follow-up

> From: Lynn Ronkainen
>
>>The CCdeals used to be great but the rental car companies have done fine 
>>print end runs around even normal coverage that is not their package. I 
>>still opt
>> >out using my CC and regular insurance coverage and have never had need 
>> >to file
>>but have intended to follow up with my carrier and car insurance company.
>
> One of the reasons I'm deeply aware of these "deals" is that having 
> wrecked a car with both the CC Enterprise tried to bill the CC Company and 
> send me a bill for the difference. I had to remind them I’d paid extra for 
> the CDW so leave the CC Deal out of it.
>
> The other thing is that not owning a car, I did not have basic liability 
> that other drivers have -- so had to buy that as well.
>
> What do you expect from a Car Rental Company that dings you $10/gallon for 
> gas if you don’t leave them a car with the tank topped off?
>
> Cheers,
> Jim