[Magdalen] health care...

[Grace Cangialosi]

I think I've mentioned this before, but I think a lot of places offer free assistance in signing up for Medicare, Medicare supplements and Part D prescription plans. In our area that's provided by the local area Board on Aging, which has a group of trained volunteers. I found them to be enormously helpful, and they got me signed up while I was there.

> On Oct 21, 2015, at 10:19 AM, "Jim Guthrie" <jguthrie at pipeline.com> wrote:
> 
> From: Ginga Wilder
> 
> he put before us, based on our needs.  And, also, when we chose our
> medicare Part D, our pharmacist researched our meds and suggested three
> plans for us to choose from, making sure of the best coverage of our
> 
> This is an excellent idea for those getting into Medicare, especially if one has a long-time relationship with a local pharmacist rather than the revolving doors of CVS, Rite Aid, Walgreens and the other big chains. And in the end, you'll pay the same on a Part D plan whether it's a local friendly pharmacy or the chain.
> 
> MediGap isn’t so tough, I think -- as there are only 6 plans to choose from and the benefits/risks are pretty self evident if you have a good chart in front of you.
> 
> The out of pocket costs will vary from state to state or region to region within a state, so one has to be aware that Aunt Penny in Peoria will have a different experience that you may have.  I think the biggest choice is based on your retirement travel plans. You want a plan with good foreign coverage if you plan to to gallivanting around Europe or elsewhere, but it that's not an your agenda, the choices become pretty easy, I think.
> 
> If you have a long-time relationship with an insurance person who knows you and your needs, that may be a good solution as well. But I world beware of just going to any old guy with an "insurance" sign on the storefront..
> 
> Cheers,
> Jim Guthrie